Ukrainian-American entrepreneur who co-founded PayPal (CTO) with Peter Thiel and others — creating the PayPal Mafia — and later founded Affirm (buy now pay later), Slide, Yelp (co-founder), and HVF (data company) — one of the most prolific serial entrepreneurs in Silicon Valley.
Built PayPal's fraud detection infrastructure and created buy now pay later — Levchin's cryptographic fraud detection at PayPal (defeating the Russian mafia's bot attacks) was existentially important to PayPal's survival; Affirm's honest lending approach (no hidden fees, clear total cost) created a more consumer-friendly consumer credit model.
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