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financial technology

6 thinkers, books, and ideas connected to this field.

Book

Electronic Value Exchange

David L. Stearns's 2007 academic history of the creation of the BankAmericard and its evolution into Visa — covering the technology, governance, and organizational innovations that built the world's largest payment network.

organizational designbusiness historyfinancial technology
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Institution

Plaid

American fintech company providing the data infrastructure layer connecting consumer bank accounts to financial applications via API — the invisible plumbing of the fintech ecosystem.

financial technologybanking infrastructureapi connectivity
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Thinker

Sebastian Siemiatkowski

Swedish entrepreneur and co-founder/CEO of Klarna, the buy-now-pay-later and payments company that became Europe's most valuable private fintech before losing 85% of its valuation in 2022 and staging a subsequent recovery.

entrepreneurshipfinancial technologyconsumer payments
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Thinker

Thomas Peterffy

Hungarian-American entrepreneur who founded Interactive Brokers — one of the world's largest electronic brokerages — by bringing computer-driven options pricing to the trading floor when everyone else was using mental math, then building the electronic trading infrastructure that democratized global market access.

quantitative tradingfinancial technologyoptionsinteractive brokers
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Thinker

Zach Perret

American entrepreneur and co-founder/CEO of Plaid, the financial data infrastructure company that connects fintech apps to bank accounts — which Visa agreed to acquire for $5.3B in 2020 before the Department of Justice blocked the deal.

software entrepreneurshipfinancial technologyapi infrastructure
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Institution

Alphasense

AI-powered financial intelligence platform used by institutional investors to search and analyze earnings calls, filings, and research — applying NLP to financial information at scale.

aifinancial technology
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