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institution2019–present

RAMP

Disciplines:
saas
fintech
financial technology/corporate cards
finance/expense management

Summary

American fintech company offering corporate cards and spend management software — which reached $100M ARR faster than any company in history — by aligning incentives with customers to actually reduce spending rather than maximize it.

Core Contribution

Built the first corporate card product explicitly designed to help companies spend less — offering cashback, spend analytics, and expense automation — inverting the legacy corporate card model that profited from high spending and late fees.

Historical Influences

Eric Glyman

Intellectual Lineage

Y Combinator Fintech Revolution Silicon Valley B2B SaaS

Contemporaries & Peers

Brex Divvy Expensify

Minds Influenced

Corporate spend management market B2B fintech category

Intellectual Posterity

Ramp Spend management category

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RAMP

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